Real people. Thoughtful advice. A relationship that lasts.
30+
years of accumulated claims and underwriting experience
A LITTLE MORE CERTAINTY
Good insurance starts with understanding your world.
01 / YOUR WORLD, CONSIDERED
Not just a policy. A personal perspective.
Explore the areas we can help with. Your broker will help you understand the options and make a choice that fits.
PERSONAL INSURANCE01 / 04
The things that make life yours.
01 / PERSONAL INSURANCE
For the life you’re living.
Your home, your car and the belongings you’ve collected along the way. We help you understand your personal risks and explore cover that fits your circumstances.
Motor
Talk through the way you use your vehicle, the drivers and the protection you need for your everyday journeys.
Buildings & contents
Understand the difference between insuring your home’s structure and the belongings inside it.
Valuables & all risks
Discuss items that travel with you and whether particular valuables need to be specified.
Travel & personal liability
Explore travel-related risks and your exposure to claims from other people.
A closer look at your options +
Your broker can help you review household contents, motor, homeowners building, all risks, travel and personal liability options. We’ll talk about the values, use and circumstances that affect your needs.
No two businesses work in exactly the same way. We start with your operation, your assets and your responsibilities, then help you explore the risks that deserve attention.
Buildings & business assets
Discuss your premises, equipment and the assets your operation depends on.
Public liability
Explore your exposure to third-party injury or property damage claims.
Professional indemnity
Understand the risks connected with professional services, advice, errors or omissions.
Cyber liability
Talk about digital threats, data-related risks and the options available to your business.
A closer look at your options +
U-Choose’s commercial cover areas include professional indemnity, cyber liability, business all risks, business buildings and public liability. Your broker will explain the scope, excesses and exclusions of the options you consider.
Your vehicles carry more than cargo. They carry commitments. We help truck owners and transport businesses explore protection for vehicles and the goods they move.
Truck insurance
Discuss your vehicles, their use and the risks of accidents, theft and damage.
Goods in transit
Explore cover for goods against loss or damage while they are being transported.
Your operating picture
Talk through your routes, the type of cargo, vehicle use and handling arrangements.
The details that matter
Ask your broker about limits, excesses, exclusions and the conditions attached to the cover.
A closer look at your options +
Truck cover and goods-in-transit cover address different parts of a transport operation. Your broker can explain the distinction and help you consider both the vehicle and the load when discussing your needs.
From the equipment on site to the commitments in a contract, complex projects bring different exposures. We help construction professionals explore relevant insurance and guarantee options.
Contractors’ all risks
Discuss construction-related property damage and third-party liability exposures.
Plant & machinery
Explore protection for the equipment your work and projects depend on.
Performance guarantees
Speak to your broker about guarantees connected to contractual commitments.
A project-led conversation
Bring your project scope, equipment details and relevant contract requirements to the discussion.
A closer look at your options +
U-Choose’s engineering areas include contractors’ all risks, plant and machinery, and performance guarantees. Availability and terms depend on the insurer or provider and the particular project.
Insurance is subject to the insurer’s terms, conditions, exclusions and acceptance. Your broker will explain the options, limits and excesses relevant to your circumstances.
02 / HUMAN ADVICE. REAL UNDERSTANDING.
We see the person. Then the policy.
We believe choosing insurance should feel clear, considered and personal. Our role is to listen, explain and stay alongside you.
01
First, we listen.
Your circumstances, priorities and plans shape the conversation. We take the time to understand what matters to you.
02
Then, we explore.
We work with a network of insurance providers to help you consider suitable options for your life or business.
03
We make it clear.
We talk through the scope, excesses and exclusions so you can make a more informed decision.
04
And stay involved.
From a policy question to a change in circumstances or a claim, our team remains a point of contact.
Our purpose is simple: to help you understand your protection, so you can focus on what matters next.
If anyone is in danger, seek the appropriate emergency assistance first. When it is safe, make a record of what happened.
02
Get in touch.
Contact the U-Choose team or send a claim notification through your workspace. Tell us the policy or cover area and how to reach you.
03
We’ll explain what comes next.
Your broker will confirm the information and supporting documents needed for your particular policy and insurer.
A notification to your broker is not confirmation of cover or acceptance of a claim. Claims remain subject to the insurer’s assessment and policy terms.
04 / YOUR CONNECTION TO U-CHOOSE
A little closer. Wherever you are.
Your private workspace gives you a simple way to send a request, ask for a document and stay in touch with our team.
Start with a conversation about your assets, activities and priorities. Your broker can help you identify the cover areas to consider and explain the scope and conditions of available options.
Can I request a quote through the website?+
Yes. Use the callback form below to tell us how to reach you and the type of cover you are interested in. Our team will contact you to discuss the information needed. The website does not issue an instant quote or bind cover.
How do I get access to the client workspace?+
Ask your U-Choose broker to invite you. You’ll receive a private activation link to choose your own password. Your email address becomes your username, and your access is restricted to your own linked records.
How do I ask for documents or a policy change?+
Sign in and create a document request or policy query, or contact our team directly. Your broker will help you with the next steps. A request in the workspace does not automatically change the insurance contract.
What should I do if I need to claim?+
Seek emergency assistance first if needed. When it is safe, contact U-Choose or submit a claim notification in your workspace. Your broker will confirm the information required by the relevant insurer.
06 / LET’S FIND YOUR WAY FORWARD
Your next chapter. Let’s protect it.
A good conversation can make a complicated decision feel simpler. Leave your details and let’s talk.
The callback form stores your name, email, phone number and selected cover so U-Choose can respond. Please avoid sharing identity numbers, bank details or sensitive claim information in public enquiries. Contact info@u-choose.co.za for help with your information.
